מדיניות פרטיות

1. Who we are

MashooCal (“we”, “us”) operates this website to help users explore mortgage scenarios using publicly available rate information and calculators. This policy explains what personal data we process when you use the site and our contact form.

2. What we collect

• Calculator usage. We may store your selected calculator mode (for example: by income, by amount, or by tracks) in your browser’s local storage so the site remembers your preference between visits. This stays on your device unless you clear site data.
• Analytics events (if enabled). If analytics is configured, we may measure product usage events (for example: calculate by salary, calculate by amount, calculate by tracks, and compare options) to understand feature usage and improve the service.
• Contact form. If you use the contact section, you choose a topic (for example: ads, cooperation, or information), and you provide your name, email address, and message. We do not use this form for marketing lists unless you explicitly ask us to in your message.
• Technical data. Like most websites, hosting and network infrastructure may log basic technical information (such as IP address, browser type, and timestamps) for security and reliability. Retention depends on our hosting provider’s configuration.

3. Informational nature of calculator results

Calculator results are informational and illustrative only. They are not mortgage offers, lender approvals, or binding financial terms.

4. How we use contact form information

When you submit the contact form, our server sends one email to the mailbox configured for the service (typically the site operator’s email). The email includes your topic, name, message, and your email address so we can respond. We set the message Reply-To to your address so a normal “Reply” in the operator’s mail client goes directly to you.

We use this information only to read your inquiry and reply. We do not sell your contact details. We do not use the contact form to build advertising profiles.

5. Legal basis and consent

By sending the contact form, you ask us to communicate with you about your request. Where applicable data-protection rules require a legal basis, we rely on your consent and/or our legitimate interest in responding to inquiries about our service.

6. Storage and retention

Contact submissions are delivered by email; they may remain in the operator’s inbox and mail-provider backups according to normal email retention. Calculator preferences in local storage remain until you clear them in your browser.

7. Sharing and processors

We do not sell your personal data. We use service providers as needed to run the site (for example: hosting, email delivery via SMTP). Those providers process data only to operate the service and are bound by their own terms and security practices.

8. Security

We use reasonable technical and organizational measures appropriate to the nature of the service. No method of transmission over the internet is completely secure; we encourage you not to send sensitive financial passwords through the contact form.

9. Your rights

Depending on your location, you may have rights to access, correct, delete, or restrict processing of your personal data, or to object to certain processing. To exercise these rights regarding a contact message, you can email us from the same address you used or describe your request in a new message via the contact form.

10. Changes to this policy

We may update this Privacy Policy from time to time. The “Last updated” date at the top will change when we do. Continued use of the site after changes means you accept the updated policy.

11. Contact

For privacy questions related to MashooCal, use the contact section on this website or the email address published there.